Stephanie: thrilled to, therefore on the previous 12 months, and also this is sort of a task tied up to the launch of our Chorus Credit platform. As soon as we established that brand new company it truly provided the existing group the opportunity to type of measure the lay regarding the land from the technology perspective, find out where we had discomfort points and exactly how we’re able to deal with those. And thus one of several initiatives that individuals undertook had been entirely rebuilding our choice motor technology infrastructure and then we rebuilt that infrastructure to guide two main objectives.